That’s why understanding exactly when you qualify for your full benefit is crucial. Yet, most people don’t.

A record number of Americans are turning 65 each year through 2027. However, that’s not quite old enough to receive full Social Security benefits. In 1983, Congress passed a law gradually raising the ...

Social Security benefits are determined based on individual work history, lifetime earnings, and claiming age. All else being equal, retirees will get the smallest possible benefit at age 62 and the ...

When planning for retirement, it's a good idea to think about how much money you'll need, and also how much you'll realistically be able to save. While it can be hard to know what your retirement fund ...

Your birth year determines your full retirement age, and claiming benefits too early means permanently reduced monthly ...

For many Americans, Social Security is the cornerstone of retirement income. Nearly 90% of people over age 65 receive benefits from the program, according to the latest data from the Social Security ...

A 2022 study found that few retirees will maximize their lifetime benefits by claiming Social Security before age 66, and most should delay until age 70. The average monthly Social Security benefit ...

You could increase your benefits by waiting until 67 or later to claim Social Security. Regardless of your benefit at age 65, it's probably not going to be enough to enjoy a comfortable retirement.

If you haven't yet, at what age do you think you'll retire? Most people say the magic number is 65. The actual average retirement age for people living in the United States, however, is a modestly ...