Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

High-interest checking accounts are growing in popularity, as they combine the best aspects of high-yield savings, with the spending flexibility of checking accounts. In fact, some of the top high ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

If you share money with a partner or other trusted individual, using a joint checking account could help you seamlessly manage your finances. To help you in your search, we compared 164 checking ...

See how the rate you’re earning on cash savings stacks up against the national average, what the big banks pay, and where savvy savers earn the highest APYs today.

The best banks for checking accounts have low fees, good customer support and free ATMs nearby. Some also offer rewards or earn interest. In 2025, Discover® Cashback Debit won NerdWallet’s annual ...