A 0% intro APR credit card can be a financial blessing or a debt trap. Here's what to avoid so you actually get ahead, not ...

Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math ...

What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

Opening more than one balance transfer card can save you hundreds of dollars, if you do it for the right reasons. Here's when ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

Over 50% of Americans between ages 30 and 60 carry a credit card balance from month to month, according to Federal Reserve data. That's troubling -- because those balances aren't just lingering, ...