Refinancing or closing on a new home is an exciting time, but don't skip off to the signing table before reading the closing disclosure. After closing, the property and all its financial ...

The closing disclosure is one of the most important documents you’ll get during the mortgage process because it spells out all of the details of your home loan—including the money you’ll need to bring ...

On November 18, 2014, the CFPB staff and Federal Reserve Board co-hosted a webinar that addressed questions about the Final TILA-RESPA Integrated Disclosure Rule that will be effective for ...

Q: How will I know that the mortgage I'm getting is the one I was promised? A: Borrowers are getting a new five-page form designed to make home loans easier to understand before they finalize the deal ...

There are many advantages to owning a home, including the tax breaks offered. But these tax breaks only benefit you if the right items are claimed. The surest way to do this is with professional help: ...

Question: We are a lender with some questions regarding disclosing the Closing Disclosure (CD). If we have a borrower and a co-borrower, must we send both individuals the CD for review? If we ...

One of the main effects of the Dodd-Frank Act was the creation of the Consumer Financial Protection Bureau (CFPB). At the outset of its existence, the CFPB was given the mandate to promulgate new ...

You’ve found your new home and now it’s time for you to officially own it. The first step in a successful settlement is finding the right title insurance company. (BrianAJackson/Getty ...

Closing disclosures are forms your lender must provide you three days ahead of closing. These five-page forms contain important information about your mortgage and closing costs. Take the time to ...