SmartAsset on MSN

I'm 62 with $900,000 in my 401(k). Should I convert $90k annually to reduce taxes and RMDs?

Late-in-life Roth conversions can take some tricky math. As you approach retirement, one of the most important questions will be how to manage the taxes on your retirement income. For households that ...
24/7 Wall St. on MSN

The 401(k) bracket smoothing math: Why a 65 year old with $1.6 million should convert exactly $43,000 a year until 73

Quick ReadConverting $43,000 annually at 12% shifts $344,000 to Roth before age-73 RMDs arrive taxed at 22% or ...