Understanding what's in your credit report can help you make better decisions about credit. Your report is divided into four ...

Splitero reports tips for improving your credit score: make on-time payments, keep utilization low, dispute errors, and limit ...

Credit repair scams are also common, the FTC warns. Be suspicious of any company promising to remove all negative information ...

Question #5 of GOBankingRates’ Top 100 Money Experts Series What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about ...

Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.

Lower insurance premiums. But how do you get there? All sorts of things can ding your credit score, from missed utility payments to maxed-out credit cards to errors on a credit report.

Late payments can damage your credit score and remain on your credit reports for seven years, but the negative impact of late payments declines over time.

"Unpaid medical collection debt amounts under $500 are no longer included on consumers' credit reports, and unpaid medical ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal ...