When a debt goes unpaid long enough, lenders often sell or transfer it to a collection agency. This step is more than a ...

If you've fallen behind on a $5,000 debt and a collection agency is hounding you for payments, you might be worried about what happens next. Owing a few thousand dollars to a debt collector can ...

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

Financial stress affects 73% of Americans, with mounting credit card balances, medical bills, and personal loans creating overwhelming monthly obligations. When minimum payments consume most of your ...

As of July 2025, a federal judge abolished proposed federal rules to remove medical debt from consumer credit reports.

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

Debt is more than just numbers. It's stress, frustration and feeling overwhelmed. Collectively, consumers owed more than $18 trillion in debt and credit card debt hit a new high heading into 2025, ...

Debt settlement can lower your credit score by 100 to 200 points, and it stays on your report for seven years. VA loans may be available two years after settlement, while conventional loans can ...

The city of Oberlin, in collaboration with the national nonprofit Undue Medical Debt, continues to alleviate the burden of medical debt for eligible Oberlin residents through the Oberlin Medical ...