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Learn a simple bank account setup that helps you save more, stay organized, and earn top interest while rates are high.

Tip: Money market accounts are often confused with money market funds. The latter are investment accounts exposed to stock market risk, not bank accounts What is a certificate of deposit?

A savings account is a type of deposit account at a bank, credit union or other financial institution that earns interest. Savings accounts are typically used to achieve short-term financial ...