That’s why understanding exactly when you qualify for your full benefit is crucial. Yet, most people don’t.

One of the biggest decisions you might have to make for your retirement is figuring out when to claim Social Security. You’re ...

A 2.8% Social Security cost-of-living adjustment will push up the maximum full retirement benefit in 2026. Plus, some ...

Full retirement age is one of the most important  Social Security rules that every current and future retiree should know.

Many Americans are taking Social Security early, but is that wise? It depends. Here's what to know when deciding when to ...

Once you retire, you’ll probably depend a lot on Social Security to cover your expenses. That’s why it’s so important to know your full retirement age, or FRA, which is the age you can claim Social ...

For example, let’s say that Hank’s full retirement age is 67. But he started getting reduced benefits when he was 65. That’s 24 months early, so his Social Security benefit was reduced by about 12%.

In 1983, Congress passed a law gradually raising the full retirement age from 65 to 67 to account for longer life expectancies and to help sustain Social Security funds. As of this year, 67 is ...

But it's not a given that you'll qualify for Social Security in retirement. You might assume that once you reach a certain ...

The law says if you start your Social Security checks before full retirement age, your benefit will be reduced five-ninths of ...