A credit freeze involves putting a block on your credit reports, whereas a fraud alert is more like flagging your file. “A ...

With financial crime on the rise, it's important to know which payment methods you should use and which you should avoid.

July 12, 2025 — 07:01 pm EDT Written by Caitlyn Moorhead for GOBankingRates -> The risk of credit card fraud doesn’t end when or where you swipe your card.

However, some credit card companies still recommend providing a courtesy notice before you travel. While forgetting usually isn't a major issue, it can help avoid the inconvenience or embarrassment of ...

FICO’s data reveals that three-fourths of people say they won’t give up on an application because it presents tougher ...

You can also report attempted credit card and loan fraud to the authorities, including the Internet Crime Complaint Center and IdentityTheft.gov. Reach out to the U.S. Postal Inspection Service ...

Criminals no longer need physical cards to make unauthorized transactions, using methods such as data breaches, phishing schemes and card-not-present fraud.

Typically, a police report isn't required for credit card fraud involving small amounts. However, it's smart to file one if your identity has been seriously compromised or larger amounts are involved.

3. Update mobile wallets and online accounts When you report credit card fraud, your credit card issuer is likely to cancel your current credit card and send you a new card with a new credit card ...

Approximately two in three cardholders have experienced fraud, according to a 2025 Credit Card Fraud Report and Statistics from Security.org, and 92% of fraudulent charges occurred while the card ...

Fact checked by Betsy Petrick Key Takeaways Your credit report includes your personal details, information about your credit ...