Applying for a mortgage? Our guide walks you though how preapproval, underwriting, appraisals and closing work, plus documents you'll need to qualify.

Knowing the difference between mortgage preapproval and prequalification can help you understand how much you may be able to borrow. Learn how they differ and when you may need each.

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Mortgage preapproval is a letter from a lender stating you qualify to borrow a certain amount for a home. Preapproval strengthens your purchase offer and helps you establish a realistic home-buying ...