Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it ...

Discover what net premiums written mean and how they affect insurance companies’ financial health. Learn the difference between earned and unearned premiums.

An icon in the shape of a lightning bolt. Impact Link In the world of car insurance, the cost of your policy is called a "premium," and it can vary depending on several key factors. If you try to buy ...

Each time one of Tamara Modig’s children needs a telehealth appointment, she boots up a fragile 13-year-old laptop and prays it’ll hold a charge. Then Modig is forced to fret with another concern: the ...