Debt modifications involving real estate in a distressed market can offer tax relief. They can also incur unforeseen payments.

A mortgage loan modification is a permanent change to your loan terms that is agreed to by your lender in order to make the payments more affordable and help you avoid foreclosure.

When deciding between loan modification and refinance, consider your financial situation to ensure a smart mortgage decision.

CRED iQ’s data shows that loan modifications climbed from $21.1 billion in March 2024 to $39.3 billion in March 2025. That was a jump of $18.2 billion, or 86.3%.

The average midsized bank modified 1.93% of loans in the first nine months of the year, while the largest banks averaged 0.79% loan modifications.

Many homeowners are struggling to keep up with their mortgage payments amid rising costs and high inflation. Here's how to catch up.

The days of extend-and-pretend strategies, where loan terms are pushed out to delay refinancing or payoffs, are far from over, new data from CREDiQ suggests. Loan modifications for CMBS ...

Without a backup plan, the only option for VA borrowers is to take out a loan modification, which could mean increased payments June 20, 2025, 4:11pm by Sarah Wolak News > Mortgage ...

A recent notable modification involved Energy Centre, a 757,275-square-foot office property in New Orleans’ French Quarter, that is backed by a $53.3 million loan that also has an additional $8.7 ...