High earners don't need to overhaul their investment strategy, but should revisit their retirement plan to understand how ...

The Secure 2.0 Act included changes to 401(k) plans that start in 2026, including new rules for catch-up contributions for ...

According to Morningstar’s new analysis, when you retire, you can start with one withdrawal rate and adjust for inflation—but ...

Retirement planning in 2026 comes with new contribution limits, tax breaks and health care changes. Here's what savers and retirees need to know.

The IRS is changing how Americans can make catch-up contributions to their workplace retirement accounts, which could have significant implications for retirement planning and budgeting. A new rule ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

Typically, 401(k) withdrawals taken prior to age 59 and 1/2 are subject to an early withdrawal penalty. While some exceptions exist already, a new rule allows savers to tap their 401(k)s early to ...

If you're in your first year of retirement, here is the 401(k) rule that matters the most: live on a fixed income and budget ...

If you're in your first year of retirement, here's the 401(k) decision that new retirees regret the most. Too many people ...