When you open a new checking account, you'll have the option to sign up for overdraft protection. Bank representatives often tout the service as a way to keep your account balance from going into the ...

Whenever you withdraw more money than you have in your checking account, you may be subject to overdraft fees. Overdrawing your account can be costly if you perform multiple transactions per day.

Paycheck to paycheck is a stressful way to live. Many Americans claim they have too much “month at the end of their paychecks,”and unfortunately, they’re not alone. According to a CareerBuilder survey ...

A bad check is one drawn on a nonexistent account or with insufficient funds. Learn about potential legal consequences and ...

After several years of steady declines, overdraft charges at the country's largest banks are climbing again, pulling billions ...

Have you ever written a check for an amount you didn’t have in your account and incurred a fee? Or have you ever been embarrassed by a declined debit card transaction? If the answer’s yes, you’ve had ...

Who’s the greater villain: the guy at a bar who has one drink too many or the bartender who sold him that drink? If you think there’s enough blame to go around, you’ll agree there are two wrongs and ...

There is perhaps no thornier issue in consumer banking than overdraft protection. Banks see it as a valuable service, which lets customers keep using their debit cards for purchases and ATM ...