Fixed expenses are easier to plan around because they stay the same from one month to the next. Variable expenses, on the other hand, are less predictable. Understanding both types and how they impact ...

With all the uncertainty in the economy and job market these days, we need a reliable strategy to keep some money in our pocket at the end of each week. The challenges of unexpected expenses and ...

In the process of building wealth, a fundamental cornerstone strategy for success is to create and stick to a budget to monitor spending. Dave Ramsey, Suze Orman, and pretty much all successful other ...

Build an emergency fund that can cover six to 12 months of essential expenses. Compare CDs, high-yield savings accounts and money market funds. Use a zero-based budget to manage spending. Consider ...

Most budgeting apps will show you where your money went—after you’ve already spent it. Few connect the dots between day-to-day cash flow, long-term goals, and the rest of your balance sheet. Empower’s ...