Dave Ramsey just gave away the two reasons most people convert to a Roth too late, if they convert at all. I’ve been studying ...

She is 59, single, no kids, and just left a long career with $90,000 annual pension arriving monthly for life. On top of that ...

Quick ReadMoving to a no-income-tax state before converting a $250,000 IRA to a Roth can eliminate up to $21,000 in state ...

A Roth conversion can be one of the most powerful tools in retirement planning. By paying taxes strategically today, you can ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time. Roth IRA conversions fall into ...

Quick ReadConverting $400,000 in a single year pushed Margaret into the 32% and 35% tax brackets, costing her $48,000 more ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

If you have a 401(k) at work, there’s a chance you’re sitting on a tax-free retirement loophole worth tens of thousands of ...