Some small business owners say they are facing their own affordability crisis because of higher tariff, health insurance and energy costs. Shirley Modlin, who owns 3D Design and Manufacturing in ...

In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.

After payroll, health insurance is the biggest expense for small businesses, and increases in health-care costs tend to hit smaller companies especially hard. For companies with 10 to 199 workers, the ...

More people are eligible for health care insurance through work, but a new study shows many companies say costs are too high to offer it.