Here is everything you need to know about USDA loans, how to qualify for one and whether it's the right type of home loan for you.

The USDA home loan program assists low- to moderate-income buyers finance home purchases in rural areas with low interest rates and no down payment.

USDA loans are either backed or funded by the U. Department of Agriculture and designed to help low-income borrowers build or buy homes in eligible rural areas.

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments ...

Qualifying for a USDA Loan A USDA Loan is a no-down payment mortgage, and as with any mortgage, you must meet the financial criteria to qualify for the loan. USDA loans include home buyers who are ...

Trying to decide between a USDA loan & a conventional mortgage? This guide breaks down the pros & cons of each to help you decide.

The USDA maintains a list of approved lenders that offer sanctioned loans. Once you are approved for a USDA loan, you'll receive a mortgage loan for 100% of the purchase price of your new home.

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

Prospective FHA home buyers are often surprised by the areas that report as eligible for the USDA program. Note: Beware of external sites that claim USDA eligibility mapping.

USDA Loans in 2025: Availability and Recent Changes Are USDA loans still available in 2025? – Yes. The USDA Rural Development home loan programs continue to be fully funded and available in 2025.

Cities losing USDA rural loan eligibility Cities in the Tulsa metropolitan statistical area no longer eligible for USDA rural development guaranteed home loans as of Oct. 1 ...