Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics, from the benefits of gold ...

If you're drowning in debt and can't see a way out, debt settlement might be a lifeline, but it's not risk-free.

A $50,000 annuity can offer reliable monthly income at age 65, but how much you'll get depends on a few factors.

The more money you invest in an annuity, the larger your monthly payout will be. For example, a $500,000 annuity will ...

Want to protect your retirement from inflation? These top gold IRA picks and tips can help you invest smarter now.

It's worth noting that in most cases, any payments made to a beneficiary after the annuitant dies are considered taxable ...