FICO plans to include "buy now, pay later" histories in credit scores, marking the first time a leading credit score provider will include the data.

FICO will add buy now, pay later loans to credit scores, a move that could affect mortgage applicants as lenders begin factoring in the new credit data.

FICO will now include Buy Now, Pay Later (BNPL) data in credit scores, offering lenders more insight but potentially affecting consumers’ credit ratings.