Learn about the Bank of First Deposit (BOFD) and its role in check processing. Discover key differences between "on-us" and "transit" items and how they affect your transactions.

Tokenized deposits mainly target banks, large corporations, and financial institutions rather than everyday retail users. Existing banking laws continue to apply, which limits experimentation but ...

We sat down with both current and former bank tellers to learn the most common errors people make daily when depositing money into their bank account.

Most Americans now choose to receive their paychecks by direct deposit, as opposed to the antiquated paper checks of income past. With the conveniences and benefits of electronic deposits along with ...

Some wrongly believe stablecoins are bank deposits in disguise. Yes, they’re deposits — but not bank deposits. And that makes all the difference. Some have argued — wrongly — that stablecoins are just ...

Synchrony's online CDs combine strong rates, no minimum balance requirements, and flexible term options -- a smart move in today's cooling rate environment.

If you deposit more than $10,000 in your bank account, the bank needs to report the transaction to the government. You may be asked to provide additional documentation as to where the deposit came ...