Constance retired last year at 66 with a portfolio most planners would call enviable. She has $900,000 in a traditional IRA, ...

Converting a traditional IRA or 401(k) to a Roth account can save retirees thousands in taxes over their lifetime, but only ...

Discover how the Roth conversion strategy can save you a lot of money in retirement and best practices to follow.

The pre-retiree forum question keeps appearing in different forms: a 54-year-old software engineer with $1.4 million in a 401 ...

Clients can maximize profits by paying the tax bill outside of the conversion — and more reminders for advisors before they ...

A large 401(k) balance can leave you vulnerable to high RMDs if you do not use this strategy to prepare years in advance.

Vanguard says a 3.5% to 4% withdrawal rate helps retirement savings last 30 years. Here's what retirees should know about ...

Put these on your July to-do list ASAP.

Roth accounts have become something close to financial gospel. Fund the Roth. Do the conversion. Pay the tax now so that you never pay it again. It’s good advice often enough that it’s easy to stop ...

High earners who execute the backdoor Roth IRA correctly can still generate an unnecessary tax bill through one specific ...

Dear Dan, I want to reduce the tax bite once I start taking required minimum distributions. I was looking at Roth conversions, but I am thinking of going in a different direction. Instead, I was ...

Discover the retirement account withdrawal order that could save you $100,000 or more in taxes and help your savings last longer for a comfortable retirement.