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Aug. 22, 2025 — Astronomers using AI have captured a once-in-a-lifetime cosmic event: a massive star’s violent death triggered by its black hole companion. The explosion, known as SN 2023zkd, not only ...

Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...

The S&P 500 averaged 14.8% returns annually from 2012-21, despite fluctuations. From 2014-24, the 10-year average was 13.45%, totaling over 250% return. Longer-term stock investing is more reliable ...