High-end rewards credit cards can be appealing, but your everyday card may be a better option for your budget.

The card, which will cost $895 a year, leans even further into lifestyle and travel benefits that are attractive to younger generations.

U.S. credit card delinquencies, or accounts where borrowers have missed payments, barely budged in August, while net charge-offs, the loans banks have to write off as uncollectible, drifted higher. Both metrics held above their pre-pandemic levels.

AmEx’s Platinum cards will now offer credits for dining via restaurant reservation service Resy, purchases at lululemon and taking Uber One memberships, as well as expanded hotel and

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating accounts with a personal loan can help you get out of debt faster, as long as you have a solid plan for paying it off.

The new Amex Platinum Card annual fee is $895, up from $695 (see rates and fees ). For current cardholders (those who opened cards before Sept. 18, 2025), the annual fee will increase at their next renewal date, on or after Jan. 2, 2026.

Credit card debt reached an all-time high of $1.2 trillion by the end of 2024, according to data from the Federal Reserve Bank of New York. On Wednesday, the Federal Reserve announced it was lowering its benchmark interest by a quarter percentage point,

Learn why this all-in-one travel rewards card makes trips easier, covers its fee, and helps you earn more from every purchase.

Credit cards have a long history, evolving from ancient IOUs to modern digital payments. The first charge cards emerged in the 1930s and 1940s, paving the way for wider adoption. Key innovations in the 1950s like the Diners Club card,