News

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...
FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use ...
Your credit score might soon be impacted by Buy Now, Pay Later loans - FICO believes the new model will responsibly expand ...
FICO will add buy now, pay later loans to credit scores, a move that could affect mortgage applicants as lenders begin ...
The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users’ scores ...
In a significant update to credit scoring coming this fall, FICO will now include Buy Now, Pay Later (BNPL) data in its ...
The scoring models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the models on ...
BNPL services allow consumers to purchase goods or services with borrowed money and then repay ... if a customer has a lower credit score and there’s an indication that we should be giving ...
"I'm much more in favor of using a credit card for purchases than debit cards or BNPL short-term loans," said John Ulzheimer, a credit expert formerly of FICO, Equifax and Credit.com and founder ...
If you're going to use BNPL, I'd recommend not opting for the Pay-in-4 option with the Klarna card, since others like Afterpay, Affirm and even Klarna itself don't charge you money to initiate a ...
Sezzle's Q1 2025 GMV soared 64.1%, revenue climbed 123.3%, and its unique BNPL features drive retention. Read why SEZL stock is a Buy.