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Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

The vast majority of students need to borrow money to pay for college. Here's how to get a student loan, so you can begin ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

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Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Federal student loans are offered by the U.S. Department of Education to help eligible students cover the cost of higher education at an accredited institution. To apply for a Direct Loan, you must ...