Your credit score might soon be impacted by Buy Now, Pay Later loans - FICO believes the new model will responsibly expand access to credit, particularly for younger consumers or those with limited cr

FICO will add buy now, pay later loans to credit scores, a move that could affect mortgage applicants as lenders begin factoring in the new credit data.

FICO will now include Buy Now, Pay Later (BNPL) data in credit scores, offering lenders more insight but potentially affecting consumers’ credit ratings.