Average business loan interest rates range from 6.7% to 11.5% at banks. The interest rate you receive varies based on loan type, lender and more.

Dec 1, 2025 · Average business loan rates start at 6.70%, according to the latest data from the Kansas City Federal Reserve. However, some SBA loan programs might have lower rates …

Jul 8, 2025 · Rural variable loans offer the lowest average interest rate of 7.15 percent, while fixed term loans average 7.44 percent. These are typical starting business loan interest rates.

Aug 6, 2025 · Explore the latest average business loan interest rates by type. Compare lenders, learn how rates are set, and find the best offer for your needs.

Nov 3, 2025 · Take a look at the snapshot of current business loan interest rates in November 2025 below, and keep reading for a breakdown of interest rate structures, factors that affect …

Dec 18, 2025 · The average business loan interest rate ranges from around 7.2% for fixed-rate term loans to 7.8% for variable-rate loans. Business loan rates vary widely depending on the …

Oct 11, 2024 · Business loan interest rates can vary, and getting the best loan rate now can impact your costs later.

Nov 30, 2025 · Business loan rates vary widely, from around 6% for strong borrowers to well over 100% for high-risk, short-term financing — but your rate depends on your credit and loan type. …

Jun 23, 2025 · Typical business loan interest rates depend on a wide variety of factors. Among the factors to consider are the type of small business lender providing the loan and the …

Nov 19, 2025 · Here, we’ll dive into average small business loan rates, how to understand the cost of financing, and where to find some of the best small business loan rates today. The …