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Boost 🚀 scores by transferring your 💳 credit card debt onto a personal loan 🏦 Your utilization will drop because loans do not get calculated into your credit usage. So, for example, I have an A30 score, but 1% credit utilization out of my 54 cards. But on my debt side, I have almost a $1 million dollars in debt. And that's an accumulation of mortgage loan and auto loan. The loan debt does not get calculated into your utilization. If you get a personal loan, transfer all your credit card debt
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